Finance Quotes | AFM - FINANCE

Motivational Quotes for Finance

December 24, 2022February 8, 2023 - by Juana Baumgartner

Motivational quotes can inspire us, uplift our spirits, and boost our confidence. They can also lighten our moods, reinforce an idea, and showcase our knowledge.

Financial motivational quotes can also help you focus on your goals and keep you on track to make them a reality. Whether you’re working toward a debt snowball payment, saving up for that vacation, or building credit, here are some inspiring finance quotes to help you along the way.

1. Don’t let money be the master

There are a few things that you should keep in mind when it comes to finance. The first thing is that money is not the master.

The Bible says that we should not love wealth more than God. It is a snare and a lure that will pull us away from him (see Mat 6:33).

We should seek God first, then we can serve him with our wealth and …

Personal Finance

Accounts Receivable Financing – Don’t Be concerned, Be Satisfied

December 27, 2020January 25, 2021 - by Juana Baumgartner

There is certainly an explanation why accounts receivable financing is a four-thousand-year-old financing approach: it functions. Accounts receivable financing, factoring, and asset-based financing all imply the identical thing as related to asset-based lending- invoices are sold or pledged to a third-celebration, typically an industrial finance company (often a bank) to accelerate cash flow.

In easy terms, the process follows these steps. A small business sells and delivers an item or service to a different enterprise. The client receives an invoice. The company requests funding from the financing entity along with a percentage of the invoice (usually 80% to 90%) is transferred to the company by the financing entity. The client pays the invoice straight to the financing entity. The agreed-upon fees are deducted plus the remainder is rebated to the business by the financing entity.

How does the consumer know to pay the financing entity rather than the business enterprise …

Personal Finance

3 Levels of Estate Financial Arranging

July 26, 2020September 17, 2020 - by Juana Baumgartner

The 5 levels of Estate Financial organizing is often a systematic approach for explaining Estate Financial Planning Financial inside a way that you can simply follow. Which is the 5 levels you must complete is determined by your specific objectives and situations.

Level One: The fundamental Plan

The scenario for level a single preparing is the fact that you’ve no will or living trust in location, or your existing will or living trust is outdated or inadequate. The objectives for this sort of arranging are to:

reduce or remove Estate Financial taxes;
avoid the price, delays, and publicity related to probate in the occasion of death or incapacity; and
protect heirs from their inability, their disability, their creditors, and their predators, such as ex-spouses.

To accomplish these objectives, you would use a pour-over will, a revocable living trust that allocates a married person’s Estate Financial in between a credit shelter …

Personal Finance

An Estate Planning Questionnaire – A Guide for Families

June 26, 2020September 17, 2020 - by Juana Baumgartner

An estate planning questionnaire sounds like a tedious and difficult document-but it needn’t be. It can function as a guide for families through what’s typically an overwhelming process. Planning is the best approach to result in the estate-planning process as smooth as you possibly can.

You may wish to begin submitting this type of questionnaire ahead of utilizing an attorney-and after that your lawyer will help you with the finer points. Following is a help guide the sort of information you’ll need to gain access to or bring together with you once you speak to your attorney.

Personal Information. Many of this private information is straightforward and doesn’t require much digging or research.

Social security number Military service & serial number Divorce or past marriages Names, birthdates, addresses and marital status of children and grandchildren Prenuptial agreements Special needs Prepaid cemetery plots or funeral expenses

Financial Information. Spend some time …

Stock Market

Do Not Be Afraid To Call Yourself A Speculator

November 28, 2019December 10, 2019 - by Juana Baumgartner

When you invest in something you are speculating a future move or price change that will enable you to make some money out of it. I believe that every time you are investing you are speculating as well, even though speculating sounds a lot worse than “investing”. This definition can be found on multiple books and all around the web.

Some people might disagree with it, but if you read Max Gunther’s famous “The Zurich Axioms”, then you understand why there is no difference between an investor and a speculator. Some people believe that when they are investing, they are doing for the long term, that they are doing a good thing by putting some money on other people’s hand that they believe they will be able to put it to a better use.

Speculation is often seen as a short term type of investment. Whether it is a swing …