Things to Know Before Stock Market Opens and Closes

Things to Know Before Stock Market Opens and Closes

When it comes to the stock market, there are a lot of things to know before you start trading. You’ll want to be familiar with the market’s opening and closing hours, as well as what happens during the power hour.

Most stock exchanges open Monday through Friday at 9:30 a.m. and close at 4:00

p.m. On certain holidays, markets are closed or have half-days.

1.   What Time Does the Market Open?

If you’re looking to start trading stocks, it’s important to know what time the market opens and closes. Most major stock exchanges in the United States, like the NYSE and Nasdaq, are open Monday through Friday from 9:30 a.m. to 4 p.m. Eastern Standard Time, but there are occasional exceptions.

In addition to regular market hours, some exchanges offer extended-hours trading that lets you buy and sell securities outside of normal business hours. These types of extended trading times are called “pre-market” and “after-hours” hours.

The market can be very volatile, so it’s important to understand the timeframe that the market will be open and closed. The time period just before the market closes is known as the power hour, and it’s when a lot of share traders will be looking to buy and sell.

Stock markets around the world have different opening and closing hours based on their local time zones. The London Stock Exchange, for example, opens at 8:00 AM and closes at 4:00 PM, while the Tokyo Stock Exchange shuts at 11:30 AM and reopens at 3:00 PM.

2.   What Is the Power Hour?

The power hour is a period of time during the stock market when the markets are most active. Traders can make huge profits during these times, but they must understand how to trade effectively during this time.

Traders often use this time …

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Small Business Trends That Will Impact Your Business

Small Business Trends That Will Impact Your Business

Whether you’re a small business owner or are considering starting one, there are several trends that will impact your company. Learn about the top small business trends that are impacting businesses today and what you can do to stay ahead of them.

Despite the countless challenges that small business owners face, they continue to adapt and thrive in our increasingly complex global economy. Read on to learn about the most important small business trends that are affecting America’s entrepreneurial landscape in 2019.

1.   Social media

Regardless of your industry, small businesses can use social media to reach customers. It’s a free advertising tool that can help you promote new products or services and keep customers up to date on your latest deals.

The most important part of a social media marketing strategy is to make sure it’s authentically your brand. The goal is to establish a connection with your audience and build a relationship.

A growing trend in social media is the emergence of micro-communities, where smaller groups of users can share and curate content more easily. These groups are mainly made up of people with similar interests who can interact and engage with each other. These communities are often used by younger demographics, as a way to express their ideas and opinions.

2.   Automation

Automation is an emerging technology that empowers business leaders to reallocate resources to impactful, specialised tasks. Businesses that have embraced process automation report significant cost and time savings, and the high return on investment enables employees to focus on the important stuff.

Traditionally, business automation has been developed and maintained by IT departments and tech leaders, but increasingly employees within other business ops (marketing, sales, HR, customer service) are building these processes themselves.

Using automation tools and services to handle repetitive tasks like data entry, …

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How to Use a Personal Loan Calculator

How to Use a Personal Loan Calculator

If you’re in the market for a personal loan, a loan calculator can help you determine your monthly payments and payoff date. It can also help you compare interest rates and loan terms from multiple lenders.

EMIs are an important factor to consider when applying for a loan. This is because a lower EMI would reduce your overall cost of borrowing, and a higher EMI would increase the total amount of interest you pay over time.

Loan Amount

The loan amount you choose on a personal loan calculator will affect the monthly payment and total interest you pay over the life of the loan. It can also help you decide whether or not a personal loan is right for you.

Your loan amount will depend on the lender, your credit score and the repayment term. A longer loan term may mean lower monthly payments, but you’ll pay more in interest over the long run.

In addition, most lenders charge an origination fee when you apply for a loan. This fee is typically deducted from your disbursement, so use the full amount you expect to borrow.

To get the best rates on a personal loan, check your credit score first. A score of 720 or better is an excellent starting point.

Interest Rate

The interest rate on a personal loan calculator is an important part of the overall cost of borrowing money. Lenders charge different rates based on credit scores, income and debt-to-income ratios.

The higher your credit score, the lower your interest rate will be. However, it’s also possible to get a high rate if you have bad credit.

Before applying for a personal loan, check your credit score for free through your credit card issuer or other websites that offer it. This will let you know whether you need …

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A Car Finance Calculator Can Help You Set a Budget and Figure Out Your Monthly Payments

A Car Finance Calculator Can Help You Set a Budget and Figure Out Your Monthly Payments

Whether you’re shopping for a new or used car, a car finance calculator can help you set a budget and figure out how much your monthly payments would be. It’s also a good way to compare loan terms and interest rates before you head to the dealership.

The monthly payment you’ll make on an auto loan will depend on the purchase price, down payment and term of the loan. It’s also influenced by the interest rate of the loan, which is determined by your credit score.


A car finance calculator can help you figure out how much it will cost you to buy a car. The calculator uses information about your purchase price, monthly payment, down payment and trade-in value to give you an idea of what you can expect.

You can also enter the loan amount you are looking to borrow. In addition, the calculator may offer you a few suggestions about how you can lower your auto loan payments and reduce the length of your loan.

It’s important to remember that car prices can be calculated by taking the sticker price and subtracting any savings from dealer negotiations or manufacturer rebates. Additionally, special fees, such as the “destination fee” for new cars, can add to your total cost of ownership.

Down payment

The down payment you make on a car purchase helps lower the amount of money you need to borrow, which can help you save money in the long run. Generally, experts recommend putting down between 10 and 20 percent of the vehicle’s total price for new cars and between 7 and 15 percent for used ones.

A down payment can be made in cash, the value of a trade-in, or a combination of the two. It also can be a key factor in securing the …

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Why You Can not Enhance your Money Management Skills

Why You Can not Enhance your Money Management Skills

Initially you might believe you happen to be enhancing. But for the sake of comparison, let’s look at placing that very same time and work into practicing the piano. Would your skill level in every be comparable just after practicing these tasks to get a few hours each and every week, say, more than a few months’ time? Maybe.

Let’s extend that time period to a year. What would you be accomplishing on the piano now in comparison with your money management efforts? What about five years down the road? By this point you might effortlessly be performing wonders on stage with that piano.

How’s your money management talent and productivity level undertaking? Are you nonetheless tracking that loose adjust in your mobile app soon after just about every cup of coffee you acquire? At this point you could possibly realize that regardless of how quite a few more years of time and work you put into “practicing” money management, your ability level and productivity will never ever comparatively increase.

There’s only 1 purpose your personal money management proficiency and productivity stalled long ago but your piano playing capabilities continue to soar larger.

Figuratively and actually speaking, when initially studying to play the piano (like finding out money management), you have got to first map out exactly where all of the notes are around the keyboard (where all of the money is inside your life), to gain an understanding of what’s just before you prior to it is possible to begin to play your first two-finger tune (truly begin generating money management decisions). But here, is where your money management capabilities get left behind as well as your piano playing abilities break out.

With out a second believed, when playing that piano the second time, you’d take for granted the …

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